What if lunchwas free?

Introducing Buy Now, Pay Maybe.

Get Early Access
Backed byGV Ventures

Thursday, June 4

9:41

Dunkin'

now

Your coffee is free.

$4.25$0.00

Chipotle

now

Your lunch is free.

$12.90$0.00

Uber Eats

now

Your order is free.

$23.40$0.00

Amazon

now

Your order is free.

$18.99$0.00

Circle K

now

Your gas is free.

$41.20$0.00
–$4.25$0Dunkin'June 4, 2026, 9:41 AM Free purchase Share

Payment

Merchant's charge$4.25
Paid by Sayve$4.25
FeesFree
Net total$0.00
–$23.40$0Uber Eats Free purchase
–$12.90$0Chipotle Free purchase
–$18.99$0Amazon Free purchase
–$4.25$0Dunkin' Free purchase
–$41.20$0Circle K Free purchase

Sayve makes spending fun, and saving worthwhile!

Tap to pay, anywhere

More than +175M locations.
Apple Pay and Google Pay.

Buy Now, Pay Maybe

Go tap your card.
Sayve might pay for it.

Save at the speed of DeFi

Opt in.
Generous APYs on USDC.

How it works

How can a purchase cost $0?

Occasional free purchases are funded by our performance fee on pooled yield and the interchange fees merchants pay. Your principal amount isn't touched.

Pooled DeFi yieldSplit collectively on balances.
4.5%
Merchant feesInterchange on every tap.
1.2%

*Percentages may vary.

Why we built this

Banking for the Next Generation

Traditional cashback and interest programs weren't built for Gen Z. They reward established adults.

So we built a financial stack specifically for you.

Our founder with the Gen-Z student community
Founder and students at a community event

The ecosystem

Meet Jobify, the earning side.

Jobify is the opportunity engine behind Sayve, connecting Gen Z to internships, gigs, and freelance work. Earn on Jobify, then save and spend on Sayve.

30K+

Community

558+

Live listings

Gen Z

Built for

Access Jobify
Jobify ranked in the App Store Top Charts
★ Top 10 App Store
DEBIT
••••••••••••0824

Spending is more
fun when it's free.

Every time you tap the Sayve card, the purchase might just come back free.

Get Early Access

Secure your spot.

FAQ

Questions, answered.

All inquiries: info@jobifytech.com

Some purchases come back $0 — you find out at checkout when one's on us. They're covered by the interchange merchants pay on the sale and the yield your balance earns, never by you.

The Buy Now, Pay Maybe card is the next piece we're shipping — it's coming soon. Get early access now to be first in line when it launches.

Yes. Sayve is self-custodial: you hold your funds, and we never can. Your principal is never spent, never locked, and always yours to withdraw — only the yield it earns is put to work.

Always. No lock-in, no exit fee, and no minimum hold. Your balance is self-custodial, so it's yours to move out whenever you want.

No monthly fees, no account fees, no minimums. Sayve runs on the pooled yield your balances earn and the interchange merchants pay when you spend. We profit when the system works for you, not by holding your money.

No. Cashback gives you a small percentage back. Sayve can make some purchases cost $0 outright — funded by yield and interchange, not a rewards budget you're quietly paying into.

Built on open crypto rails

Self-custodial, stablecoin-native, on-chain by design.

  • Bitcoin
  • Ethereum
  • Solana
  • USDCUSDC
  • BaseBase
  • CoinbaseCoinbase